Privacy Policy

Last Updated: February 2026

This Privacy Policy applies to apna nidhi tech. We collect information reasonably required for account registration, verification, requested digital services, payments, transaction records, support and security.

1.Information We May Collect

Name, mobile number, email, address, account details, KYC/service-request information, transaction references, device/session logs and support communications may be processed where relevant to the requested service.

2.How We Use Information

Account creation, authentication and role-based access.
Processing and tracking service requests.
Payment/wallet verification and transaction records.
Fraud prevention, security and support.
Applicable legal, regulatory or service-provider requirements.

3. Sharing Information with Service Providers

Information may be shared only where reasonably necessary with payment gateways, banks, technology providers, verification/service providers, authorities or professional advisers for service fulfilment, security, disputes or compliance.

4. Payment Security

Online payments may be processed by Manual Payment Verification Gateway. We do not intentionally store UPI PIN, OTP, CVV or net-banking passwords. Users should never share these credentials with support.

5. Retention & Security

Eligible correction or privacy concerns may be submitted through our support details, subject to identity verification and applicable record-retention requirements.